@book{110751,
	author = {Valencia, Fabian. and Furtado, Antonio.},
	title = {Banks' precautionary capital and persistent credit crunches /},
	publisher = {International Monetary Fund,},
	year = {2007.},
	address = {[Washington, District of Columbia] :},
	url = {http://site.ebrary.com/lib/rucke/Doc?id=10369434}
}