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  <titleInfo>
    <title>Shortchanged</title>
    <subTitle>life and debt in the fringe economy</subTitle>
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  <name type="personal">
    <namePart>Karger, Howard Jacob</namePart>
    <namePart type="date">1948-</namePart>
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    <place>
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    <place>
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    <publisher>Berrett-Koehler</publisher>
    <publisher>Publishers Group West [distributor]</publisher>
    <dateIssued>c2005</dateIssued>
    <dateIssued encoding="marc">2005</dateIssued>
    <edition>1st ed.</edition>
    <issuance>monographic</issuance>
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  <language>
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    <extent>xx, 252 p. : ill.</extent>
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  <tableOfContents>pt. I. Overview of the fringe economy -- 1. America's changing fringe economy -- 2. Why the fringe economy is growing -- 3. Debt and the functionally poor middle class -- pt. II. The fringe sectors -- 4. The credit card industry -- 5. Storefront loans : pawnshops, payday loans, and tax refund lenders -- 6. Alternative services : check-cashers, the rent-to-own industry, and telecommunications -- 7. Fringe housing -- 8. Real estate speculation and foreclosure -- 9. The fringe auto industry -- 10. The getting-out-of-debt industry -- pt. III. Looking forward -- 11. What can be done to control the fringe economy? -- Glossary.</tableOfContents>
  <note type="statement of responsibility">Howard Karger.</note>
  <note>Includes bibliographical references (p. 218-236) and index.</note>
  <note>Electronic reproduction. Palo Alto, Calif. : ebrary, 2011. Available via World Wide Web. Access may be limited to ebrary affiliated libraries.</note>
  <subject>
    <geographicCode authority="marcgac">n-us---</geographicCode>
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  <subject authority="lcsh">
    <topic>Poor</topic>
    <geographic>United States</geographic>
  </subject>
  <subject authority="lcsh">
    <topic>Working class</topic>
    <geographic>United States</geographic>
    <topic>Economic conditions</topic>
  </subject>
  <subject authority="lcsh">
    <topic>Informal sector (Economics)</topic>
    <geographic>United States</geographic>
  </subject>
  <subject authority="lcsh">
    <topic>Financial services industry</topic>
    <geographic>United States</geographic>
  </subject>
  <subject authority="lcsh">
    <topic>Debt</topic>
    <geographic>United States</geographic>
  </subject>
  <classification authority="lcc">HC110.P6 K27 2005eb</classification>
  <classification authority="ddc" edition="22">332.3</classification>
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