@book{2018,
	author = {Holzmann, Robert. and Guven, Ufuk, and ebrary, Inc.},
	title = {Adequacy of retirement income after pension reforms in Central, Eastern, and Southern Europe},
	publisher = {World Bank ;},
	year = {c2009.},
	series = {Directions in development. Finance},
	address = {Washington, DC :},
	url = {http://site.ebrary.com/lib/rucke/Doc?id=10285626}
}
