@book{206913,
	author = {Mu�noz, S�onia, and International Monetary Fund.},
	title = {Habit formation and persistence in individual assest portfolio holdings},
	publisher = {International Monetary Fund, African Dept.,},
	year = {2006.},
	series = {IMF working paper ;},
	address = {[Washington, D.C.] :},
	note = {"January 2006."},
	url = {http://site.ebrary.com/lib/rucke/Doc?id=10380684}
}
