@book{234094,
	author = {Microinsurance Innovation Facility. and ebrary, Inc.},
	title = {Protecting the working poor},
	publisher = {International Labour Organisation,},
	year = {2011.},
	address = {Gen�eve [Switzerland] :},
	url = {http://site.ebrary.com/lib/rucke/Doc?id=10531015}
}