TY - BOOK AU - Karger,Howard Jacob ED - ebrary, Inc. TI - Shortchanged: life and debt in the fringe economy T2 - A BK currents book AV - HC110.P6 K27 2005eb U1 - 332.3 22 PY - 2005/// CY - San Francisco, Calif., Berkeley, Calif. PB - Berrett-Koehler, Publishers Group West [distributor] KW - Poor KW - United States KW - Working class KW - Economic conditions KW - Informal sector (Economics) KW - Financial services industry KW - Debt KW - Electronic books KW - local N1 - Includes bibliographical references (p. 218-236) and index; pt. I. Overview of the fringe economy -- 1. America's changing fringe economy -- 2. Why the fringe economy is growing -- 3. Debt and the functionally poor middle class -- pt. II. The fringe sectors -- 4. The credit card industry -- 5. Storefront loans : pawnshops, payday loans, and tax refund lenders -- 6. Alternative services : check-cashers, the rent-to-own industry, and telecommunications -- 7. Fringe housing -- 8. Real estate speculation and foreclosure -- 9. The fringe auto industry -- 10. The getting-out-of-debt industry -- pt. III. Looking forward -- 11. What can be done to control the fringe economy? -- Glossary; Electronic reproduction; Palo Alto, Calif.; ebrary; 2011; Available via World Wide Web; Access may be limited to ebrary affiliated libraries UR - http://site.ebrary.com/lib/rucke/Doc?id=10499950 ER -