@book{250126,
	author = {Trieschmann, James S. and Hoyt, Robert E.},
	title = {Risk management and insurance.},
	publisher = {Thomson/South-Western,},
	year = {c2005.},
	address = {Mason, Ohio :},
	edition = {12th ed. /},
	url = {http://www.loc.gov/catdir/enhancements/fy1513/2004100722-b.html}
}