@book{250127,
	author = {Vaughan, Emmett J. and Vaughan, Therese M.},
	title = {Fundamentals of risk and insurance /},
	publisher = {J. Wiley & Sons,},
	year = {c2003.},
	address = {New York, NY :},
	edition = {9th ed.},
	url = {http://www.loc.gov/catdir/description/wiley041/2002282921.html}
}