@book{66634,
	author = {Mwase, Nkunde. and ebrary, Inc.},
	title = {How much should I hold?},
	publisher = {International Monetary Fund,},
	year = {c2012.},
	address = {Washington, D.C. :},
	url = {http://site.ebrary.com/lib/rucke/Doc?id=10627129}
}