@book{838,
	author = {Baker, Murray. and ebrary, Inc.},
	title = {The debt-free graduate},
	publisher = {Career Press,},
	year = {c2000.},
	address = {Franklin Lakes, NJ :},
	note = {Includes index.},
	url = {http://site.ebrary.com/lib/rucke/Doc?id=10006973}
}